[{"@context":"https:\/\/schema.org\/","@type":"Article","@id":"https:\/\/www.istos.sk\/kupa-bytu-s-tarchou-na-dozivotne-uzivanie\/#Article","mainEntityOfPage":"https:\/\/www.istos.sk\/kupa-bytu-s-tarchou-na-dozivotne-uzivanie\/","headline":"K\u00fapa bytu s \u0165archou na do\u017eivotn\u00e9 u\u017e\u00edvanie","name":"K\u00fapa bytu s \u0165archou na do\u017eivotn\u00e9 u\u017e\u00edvanie","description":"Pred samostatnou k\u00fapou nehnute\u013enost\u00ed je dobr\u00e9 po rozm\u00fd\u0161\u013ea\u0165 \u010di naozaj chceme k\u00fapi\u0165 byt s vecn\u00fdm bremenom. Pre v\u00e1s ako kupuj\u00faceho je to v\u00e4\u010d\u0161ie riziko ako pre pred\u00e1vaj\u00faceho. Mali by ste […]","datePublished":"2023-10-12","dateModified":"2023-10-12","author":{"@type":"Person","@id":"https:\/\/www.istos.sk\/author\/#Person","name":"","url":"https:\/\/www.istos.sk\/author\/","identifier":1,"image":{"@type":"ImageObject","@id":"https:\/\/secure.gravatar.com\/avatar\/0c4621640b5c0734669aeb181ef77969b528487727344f28e734a206566ea0f1?s=96&d=mm&r=g","url":"https:\/\/secure.gravatar.com\/avatar\/0c4621640b5c0734669aeb181ef77969b528487727344f28e734a206566ea0f1?s=96&d=mm&r=g","height":96,"width":96}},"publisher":{"@type":"Organization","name":"istos.sk","logo":{"@type":"ImageObject","@id":"\/logo.png","url":"\/logo.png","width":600,"height":60}},"image":{"@type":"ImageObject","@id":"https:\/\/www.istos.sk\/wp-content\/uploads\/tarchy-1.jpg","url":"https:\/\/www.istos.sk\/wp-content\/uploads\/tarchy-1.jpg","height":0,"width":0},"url":"https:\/\/www.istos.sk\/kupa-bytu-s-tarchou-na-dozivotne-uzivanie\/","about":["Byt"],"wordCount":400,"articleBody":"Pred samostatnou k\u00fapou nehnute\u013enost\u00ed je dobr\u00e9 po rozm\u00fd\u0161\u013ea\u0165 \u010di naozaj chceme k\u00fapi\u0165 byt s vecn\u00fdm bremenom. Pre v\u00e1s ako kupuj\u00faceho je to v\u00e4\u010d\u0161ie riziko ako pre pred\u00e1vaj\u00faceho. Mali by ste si\u00a0vy\u017eiada\u0165 v\u0161etky potrebn\u00e9 doklady t\u00fdkaj\u00face sa predmetn\u00e9ho bytu. Treba sa zamera\u0165 najm\u00e4 na list vlastn\u00edctva a po\u017eiada\u0165 pred\u00e1vaj\u00faceho o nahliadnutie do origin\u00e1lu listu vlastn\u00edctva. Men\u0161\u00ed tip : V tretej \u010dasti listu vlastn\u00edctva, v bode C, sa uv\u00e1dzaj\u00fa \u0165archy.\u00a0Naj\u010dastej\u0161ie sa kupuj\u00faci stret\u00e1vaj\u00fa s \u0165archou ako je\u00a0do\u017eivotn\u00e9 u\u017e\u00edvanie. Mnoho kupuj\u00facich automaticky od takejto nehnute\u013enosti r\u00fdchlo ute\u010die. \u010co je celkom \u0161koda.K\u00fapou takejto nehnute\u013enosti\u00a0m\u00f4\u017ee by\u0165\u00a0zauj\u00edmav\u00e1 pr\u00edle\u017eitos\u0165 na z\u00edskanie b\u00fdvania, preto\u017ee vo v\u00e4\u010d\u0161ina pr\u00edpadov s\u00fa tieto ponuky\u00a0v\u00fdrazne lacnej\u0161ie.\u00a0\u00a0Treba si uvedomi\u0165 \u017ee t\u00e1to k\u00fapa\u00a0nie je ur\u010den\u00e1 pre t\u00fdch, ktor\u00ed chc\u00fa rie\u0161i\u0165 okam\u017eite svoje b\u00fdvanie. Nad takouto ponukou by mali sk\u00f4r rozm\u00fd\u0161\u013ea\u0165 \u013eudia, ktor\u00fdch tento probl\u00e9m v\u00f4bec netr\u00e1pi a\u00a0chc\u00fa investova\u0165 alebo\u00a0pr\u00edpadne chc\u00fa\u00a0zabezpe\u010di\u0165 b\u00fdvanie pre svoje mal\u00e9 deti\u00a0v bud\u00facnosti. Nehnute\u013enos\u0165 za\u0165a\u017een\u00fa bremenom na do\u017eitie je toti\u017e\u00a0mo\u017en\u00e9 preda\u0165 a\u00a0prenaj\u00edma\u0165. Ani k jedn\u00e9mu z t\u00fdchto \u00fakonov s\u00fahlas osoby s pr\u00e1vom u\u017e\u00edvania nie je potrebn\u00fd.\u00a0Financovanie je trochu zlo\u017eitej\u0161ie banky vo v\u0161eobecnosti v tak\u00fdchto pr\u00edpadoch nie s\u00fa ochotn\u00e9 poskytn\u00fa\u0165 hypotek\u00e1rny \u00faver.\u00a0Nie je mo\u017en\u00e9 zalo\u017ei\u0165 nehnute\u013enos\u0165 s danou \u0165archou k hypot\u00e9ke, zriadenie tak\u00e9ho vecn\u00e9ho bremena aj po\u010das existencie hypot\u00e9ky je v\u00fdznamn\u00fdm poru\u0161en\u00edm \u00faverovej zmluvy.\u00a0Ak sa chcete sp\u00fdta\u0165 ako t\u00e1to \u0165archa zanikne tak existuj\u00fa dva sp\u00f4soby. Vznikne\u00a0dohoda\u00a0s osobou\u00a0s pr\u00e1vom na do\u017eitie a vami ako kupcom alebo \u0165archa\u00a0zanik\u00e1 a\u017e smr\u0165ou danej osoby.\u00a0V pr\u00edpade, ak t\u00e1to osoba zomrie, sta\u010d\u00ed na kataster zanies\u0165 overen\u00fd \u00famrtn\u00fd list a ten \u0165archu vyma\u017ee bezplatne. Ka\u017ed\u00fd jeden, kto ma z\u00e1ujem o k\u00fapu tak\u00e9hoto bytu by sa mal poradi\u0165 s dobr\u00fdm pr\u00e1vnikom, aby mu objasnil v\u0161etky probl\u00e9m a rizika.\u00a0                                                                                                                                                                                                                                                                                                                                                                                        4.5\/5 - (13 votes)        "},{"@context":"https:\/\/schema.org\/","@type":"BreadcrumbList","itemListElement":[{"@type":"ListItem","position":1,"name":"K\u00fapa bytu s \u0165archou na do\u017eivotn\u00e9 u\u017e\u00edvanie","item":"https:\/\/www.istos.sk\/kupa-bytu-s-tarchou-na-dozivotne-uzivanie\/#breadcrumbitem"}]}]